what are the major factors to be concerned when buying a computer for yourself?

• Choose a specialty store, consumer electronics store, retail chain, limited service discount chain, local computer builder or mail-order/Internet vendor, based on your hardware and service needs. 
• Buy when you need to buy. No matter how long you wait for the best deal, the same configuration will cost less in six months.  
• Decide which features you'll need based on what you're going to do with the computer. For example, if you're going to be creating graphics, sound and video, you'll want plenty of RAM. If you're going to be doing heavy computational tasks (searching large databases, watching video), you'll want a super processor.  
• Decide if you want a laptop, which you can carry around with you, or a desktop model.
•  Choose a computer brand based on quality, price and technical support. 
• Based on your likely needs, determined earlier, figure out the core configuration you need, including processor and speed, amount of RAM and hard drive size. 
• Determine additional drives you need: CD-ROM, DVD-ROM, CD recorder, Zip. 
• Select peripherals and additional hardware such as modems, sound cards, video cards and speakers. 
• Decide how many extra internal card slots and disk-drive bays you'll need in order to allow room for future expansion. 
• Determine what pre-installed software you want or need. Get at least an operating system, such as Windows, an anti-virus program, and programs for word processing, spreadsheets, databases and keeping your checkbook. 
• Choose the length of warranty or service coverage appropriate to your needs.
  

Computer technologies used in the Insurance Company

Technology pays a tremendous role in the modern insurance industries. The use of computers, specifically, has allowed changes with regard to how data is retained and transactions conducted. Computers also link up branches from anywhere in the world. Communication and information transfer happens in a matter of moments. These functions make computers an extremely valuable tool in the insurance industries.

Computers are instrumental to the way the Insurance Company performs its business. This technology allows Insurance to be able to take transactions and update accounts in real time. Online Insuring is another effect of computer technology on the insuring industry; computers allow people to set up automatic payments from their bank accounts to such places as utility companies and insurance groups. The insurance industry uses sophisticated computer software to analyse risk. Automated underwriting systems adjust premiums and recommend acceptance or denial of risk for a potential client. With the use of the Internet, insurance companies are able to access information which will determine whether they accept client or not.

Computers decrease the amount of time needed to perform complex calculations and allow professionals in this industry to calculate many formulas at the same time. Computers also increase the efficiency of this industry by reducing the potential of humans to err and make incorrect calculations. Computer technology makes this information more easily accessible and also requires less amount of physical space. Records can be backed up easily with computer storage.